The question lately is which way is the stock market moving? Well, first off, we need to determine which way the economy is moving. Usually, I am not at such a loss for sensing which way the economy is going. However, on one hand there are many positive indicators and on the other hand there [...]

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Great news! The hot weather is upon us. My wife says it is hotter here in the summer than in her home country in South America which sits on the equator. How is that possible? The hours of sunshine we have here in the summer really heats us up!
Here in Michigan we go from cold [...]

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The words “lifetime guarantee” or money-back guarantee” are on many products we buy. But when was the last time you based your decision to buy on the type of guarantee a product offered?
In recent years, many variable annuity contracts have begun to offer certain “living benefit” guarantees. In fact, more than 85 percent of variable [...]

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Getting people to make a decision is the number-one problem financial professionals face when working with their clients, according to a recent poll.
Of the three main barriers that most people face when trying to reach their financial goals - taxes, inflation, and procrastination- the first two are practically guaranteed to occur, but the latter has [...]

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